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    • PEFINDO‚Äôs rating methodology for Financial Institutions (Banking, Multifinance, Securities & Insurance) covers the assessment of the three major risks, namely Industry Risk, Business Risk and Financial Risk. PEFINDO also applies the parent support methodology in assigning the rating. The parent support methodology will be applied for private companies while for companies owned by the central or regional government, PEFINDO will apply the Government Related Entities (GRE) rating methodology.

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